Compare the Best Local Rates

Highest New Jersey Bank Account Rates as of March 2011

If you’re currently looking for the best interest rates around, you can begin looking at the local financial institutions within your state of New Jersey. Community banks and credit unions are generally known for providing higher rates, though not all local institutions can compete with the top offers in the state. That’s why it’s so important to research all of the highest rates near you before opening an account.

Below is a list of the best interest rates in New Jersey, broken out by account type. As we near the end the first quarter of 2011, let’s examine how these popular bank accounts stack up against each other in terms of interest rates:

Highest New Jersey Savings Account Rates



  • First Choice Bank Lawrenceville, NJ: 1.75%
  • Merck Employees Federal Credit Union: 1.64%
  • Sun National Bank: 1.51%


Top 6-Month CD Rates in New Jersey



  • 1st Colonial National Bank: 2.01%
  • Acco Princeton Credit Union: 1.81%
  • Energy People Credit Union: 1.77%


Best New Jersey 12-Month CD Interest Rates



  • Newark Firemen Credit Union: 2.27%
  • Self Reliance (Nj) Credit Union: 2.17%
  • Bridgeton Onized Credit Union: 2.02%


Highest 24-Month CD Rates in New Jersey



  • Self Reliance (Nj) Credit Union: 2.53%
  • Bridgeton Onized Credit Union: 2.53%
  • Clifton Savings Bank: 2.5%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.