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New Jersey Savings Account Rates: Banks Versus Credit Unions

Both community banks and credit unions have garnered reputations as sources of excellent interest rates, which is great to know when you’re looking for the highest rate on your New Jersey savings account. Of course, only one financial institution in the state can have the very best interest rate of all, and you probably want to know where that is. Is it the nearby bank or your community credit union? You’re about to find out.

Below is a list of the best savings account rates in New Jersey, split up by credit unions and banks. Did your financial institution make the list?

New Jersey Banks with the Highest Savings Rates

  • Century Savings Bank: 1%
  • First Choice Bank Lawrenceville, NJ: 1%
  • 1st Bank of Sea Isle City: 0.85%
  • Allegiance Community Bank South Orange, NJ: 0.75%
  • Colonial Bank, FSB: 0.75%

Credit Unions in New Jersey with the Best Savings Interest Rates

  • Merck Employees Federal Credit Union: 1.64%
  • Self Reliance (Nj) Credit Union: 0.8%
  • First Jersey Credit Union: 0.65%
  • Healthcare Employees Credit Union: 0.55%
  • Ame Credit Union: 0.4%

Please note that these rates are accurate as of 6/17/11, but are subject to change at any time.

 

Best New Jersey Banking Rates

Featured Rate
CIT Bank
Open Account with CIT Bank
1.10%
Date: May 14, 2012
View Rate Details
Ally Bank
Open Account with Ally Bank
1.09%
Date: May 15, 2012
View Rate Details
Highest Rates Recent Rate Changes
First Choice Bank Lawrenceville, NJ 2 Year CD Account
1.40%
Date: Apr 25, 2012
Merck Employees Federal Credit Union Savings Account
1.26%
Date: May 8, 2012
The Bank of Princeton 2 Year CD Account
1.20%
Date: May 3, 2012
Union Center National Bank 2 Year CD Account
1.18%
Date: May 4, 2012
Self Reliance (Nj) Credit Union 2 Year CD Account
1.16%
Date: May 3, 2012
Century Savings Bank 2 Year CD Account
1.05%
Date: May 9, 2012
First Jersey Credit Union 12 Month CD Account
1.01% to
0.75%
Date: May 15, 2012
Century Savings Bank 2 Year CD Account
1.21% to
1.05%
Date: May 9, 2012
Picatinny Federal Credit Union 12 Month CD Account
0.25% to
0.15%
Date: May 4, 2012
Spencer Savings Bank 12 Month CD Account
0.65% to
0.55%
Date: May 4, 2012
Roma Bank 2 Year CD Account
0.90% to
0.80%
Date: May 3, 2012
1st Bank of Sea Isle City 12 Month CD Account
0.80% to
0.45%
Date: May 2, 2012
See All Banking Rates
 

 
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