Compare the Best Local Rates

Finding the Best 6-Month CD Rates in New Jersey: February 2011

How can you determine whether a CD rate is really a good one? It takes a bit of research, but New Jersey Banking Rates exists to bring you all the information you need to find out.


To start, begin with the average rate for your location. New Jersey Banking Rates compiles rates data from the entire state of New Jersey and the following is a breakdown of that information to help you locate the best rates near you.

Average Six Month CD Rate in New Jersey

Right now, the highest 6-month CD in New Jersey is currently 2.01% APY and the lowest is 0% APY. There are a total of 6 six month CDs currently available in the state. That brings the average to 1.42% APY.


The average in rate in New Jersey can serve as a benchmark for comparing the rest of the local interest rates you find. Rates close to or over the average in your community are competitive offers.


If you’d like to see more CD rates from New Jersey banks and credit unions for a term of six months, visit the New Jersey 6-Month CD page.