Banks and Credit Unions with Highest 12-Month CD Rates in New Jersey: April 2011

If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts.

New Jersey Banking Rates makes it easy to locate the best 12-month CD rates in New Jersey because we compile interest rates from financial institutions within the entire state, providing you with the most current rates information possible. Below, you’ll find a breakdown of the rates from banks and credit unions in New Jersey that are offering 1-year CDs.

Average 1 Year CD Rates in New Jersey

There are currently 6 one-year CD accounts available in the state that New Jersey Banking Rates collects rates data from–the average rate among them is 0.91% APY.

Here’s how individual bank and credit unions’ rates stack up against each other:

Banks & Credit Unions with the Highest One Year CD Rates

First Choice Bank Lawrenceville, NJ: 1.25%
1st Bank of Sea Isle City: 1.16%
Self Reliance (Nj) Credit Union: 1.11%

Lowest New Jersey 12-Month CD Rates

Central Jersey Credit Union: 0.26%
Nj Gateway Credit Union: 0.44%
Picatinny Federal Credit Union: 0.45%

So what can you do with this information? As a general rule, you can compare a CD rate offer against the New Jersey average to gauge how competitive it is. Rates that are around the same as the average or higher are considered good for your area.

Please note these rates are accurate as of the publish date but are subject to change at any time. You can see up-to-date rates information for 6, 12 and 24 month certificates of deposit by visiting the New Jersey CD Rates page.

Related Rates Articles

Best New Jersey Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
First Choice Bank Lawrenceville, NJ 2 Year CD Account	1.40% Date: Apr 25, 2012 View Rate Details
Merck Employees Federal Credit Union Savings Account	1.26% Date: May 8, 2012 View Rate Details
The Bank of Princeton 2 Year CD Account	1.20% Date: May 3, 2012 View Rate Details
Union Center National Bank 2 Year CD Account	1.18% Date: May 4, 2012 View Rate Details
Self Reliance (Nj) Credit Union 2 Year CD Account	1.16% Date: May 3, 2012 View Rate Details
Century Savings Bank 2 Year CD Account	1.05% Date: May 9, 2012 View Rate Details
First Jersey Credit Union 12 Month CD Account	1.01% to 0.75% Date: May 15, 2012
Century Savings Bank 2 Year CD Account	1.21% to 1.05% Date: May 9, 2012
Picatinny Federal Credit Union 12 Month CD Account	0.25% to 0.15% Date: May 4, 2012
Spencer Savings Bank 12 Month CD Account	0.65% to 0.55% Date: May 4, 2012
Roma Bank 2 Year CD Account	0.90% to 0.80% Date: May 3, 2012
1st Bank of Sea Isle City 12 Month CD Account	0.80% to 0.45% Date: May 2, 2012

See All Banking Rates