Best New Jersey CD Rates: 12-Month Term
If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you.
Today’s 1-Year CD Rates in New Jersey
To get a better idea of what currently available, here’s a look at the highest, lowest and average 12-month CD rates in New Jersey right now:
Number of Accounts Available: 6
Highest Rate: 1.25% APY
Lowest Rate: 0.26% APY
Average Rate: 0.91% APY
Where the Highest 12-Month CD Rates are Located
The following are the local New Jersey banks and credit unions that are currently offering the highest 12-month CD interest rates:
- First Choice Bank Lawrenceville, NJ: 1.25%
- 1st Bank of Sea Isle City: 1.16%
- Self Reliance (Nj) Credit Union: 1.11%
- Princeton Credit Union: 1.1%
- Acco Princeton Credit Union: 1.1%
These rates are accurate as of 5/10/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our New Jersey CD Rates page.
