Best New Jersey CD Rates in January 2012
Since we are a few weeks into 2012, it’s a great time to revisit your personal finances and find opportunities to improve them. Have you taken a closer look at your bank accounts lately? An improvement you can make right now is switching your money to a higher yield investment. CD rates in New Jersey are competitive if you know where to look, so find out if there’s a bank or credit union near you offering a great rate.
Benefits of New Jersey CD Rates
One of the biggest benefits of choosing New Jersey CD rates over regular savings accounts and rates is that they’re often quite a bit better. This is especially true when it comes to CDs with longer terms. For those who don’t need access to savings for some time, a CD is the smarter option.
Highest CD Rates in New Jersey
6-Month CD Rates
- First Choice Bank Lawrenceville, NJ: 0.8%
- First Jersey Credit Union: 0.75%
- Union Center National Bank: 0.65%
1-Year CD Rates
- First Choice Bank Lawrenceville, NJ: 1.05%
- First Jersey Credit Union: 1.01%
- Newark Firemen Credit Union: 1%
24-Month CD Rates
- First Choice Bank Lawrenceville, NJ: 1.55%
- Cape Bank: 1.3%
- Allegiance Community Bank South Orange, NJ: 1.3%
Please note that the featured New Jersey CD rates are accurate as of 1/23/12, but are subject to change in the future at the discretion of the financial institution. There may also be additional requirements in order to obtain an account. Please verify interest rates before opening an account. You can find the most current interest rates on our New Jersey CD Rates page.
