A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from New Jersey Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
Best New Jersey CD Account Rates
| Featured Rate | |
|---|---|
 Discover Bank  | 1.90% Date: Jul 23, 2010 |
| Highest Rates Recent Rate Changes | |
| Self Reliance (Nj) Credit Union 2 Year CD Account | 2.27% Date: Jul 26, 2010 |
| Rutgers University Student And Alum Credit Union 12 Month CD Account | 2.00% Date: Jul 23, 2010 |
| Clifton Savings Bank 2 Year CD Account | 1.95% Date: Jul 28, 2010 |
| Century Savings Bank 2 Year CD Account | 1.91% Date: Jul 27, 2010 |
| Monroe Savings Bank, SLA 2 Year CD Account | 1.87% Date: Jul 28, 2010 |