Current CD Rates in New Jersey: Term of 12-Months

CD Rates in New Jersey are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your state on a regular basis will help you maximize your deposits.

Below are the current 12-month CD rates in New Jersey, along with a list of financial institutions that are providing the highest rates today.

Current New Jersey 1-Year CD Rates

Number of 12-Month CD Accounts Available: 29

Lowest Rate on Record: 0.26% APY

Highest Rate: 1.25% APY

Today’s Average 12-Month CD Rate in New Jersey: 0.82% APY

Banks and Credit Unions in New Jersey with the Highest 12-Month CD Rates

First Choice Bank Lawrenceville, NJ: 1.25%
Self Reliance (Nj) Credit Union: 1.11%
Acco Princeton Credit Union: 1.1%
First Jersey Credit Union: 1.01%
Atlantic City Firemen's Credit Union: 1%

Please note that the above rates are accurate as of July 13, 2011 but are subject to change at any time. Please verify rates with individual financial institutions before opening an account. Additionally, you can view the most up-to-date interest rate information for certificates of deposit across several terms by visiting the New Jersey CD Rates page.

Related Rates Articles

Best New Jersey Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
First Choice Bank Lawrenceville, NJ 2 Year CD Account	1.40% Date: Apr 25, 2012 View Rate Details
Merck Employees Federal Credit Union Savings Account	1.26% Date: May 8, 2012 View Rate Details
The Bank of Princeton 2 Year CD Account	1.20% Date: May 3, 2012 View Rate Details
Union Center National Bank 2 Year CD Account	1.18% Date: May 4, 2012 View Rate Details
Self Reliance (Nj) Credit Union 2 Year CD Account	1.16% Date: May 3, 2012 View Rate Details
Century Savings Bank 2 Year CD Account	1.05% Date: May 9, 2012 View Rate Details
First Jersey Credit Union 12 Month CD Account	1.01% to 0.75% Date: May 15, 2012
Century Savings Bank 2 Year CD Account	1.21% to 1.05% Date: May 9, 2012
Picatinny Federal Credit Union 12 Month CD Account	0.25% to 0.15% Date: May 4, 2012
Spencer Savings Bank 12 Month CD Account	0.65% to 0.55% Date: May 4, 2012
Roma Bank 2 Year CD Account	0.90% to 0.80% Date: May 3, 2012
1st Bank of Sea Isle City 12 Month CD Account	0.80% to 0.45% Date: May 2, 2012

See All Banking Rates