New Jersey Banking Rates

Deal of the Day: XCEL Federal Credit Union CD Rates at 0.90% APY

XCEL federal credit union

XCEL Federal Credit Union, in operation since 1964, has a long history of financial service to its community. As a full-service financial institution, the establishment regularly offers products that help members save and grow their money.

One product offered by the credit union is its certificate of deposit, whose high interest rates make it an attractive option. For instance, individuals who open a 24-month account today could benefit from a 0.90% APY.

XCEL Federal Credit Union CD Rates: Terms and Conditions

XCEL Federal Credit Union is offering this competitive rate to members who open the account with a $500 minimum deposit. The account also offers a one-time rate bump-up option, which is rare for regular certificate of deposit accounts. There is no maximum deposit on current dividend certificates. Early withdrawal of money may result in a penalty.

About XCEL Federal Credit Union

XCEL Federal Credit Union has been serving its members with exceptional financial products and services for nearly five decades. Its mission is to provide the highest-quality affordable products and services, delivered with honesty and integrity in a convenient and secure manner.

XCEL Federal Credit Union depositors can rest easy knowing that their funds are secure thanks to federal insurance of up to $250,000, provided by the NCUA. Locations are found in Bloomfield and Jersey City, N.J., and New York City.

Locate fantastic certificate of deposit deals.

Other Terms and Conditions may apply. Additionally, interest rates are based on the institution’s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.