Compare the Best Local Rates

New Jersey Credit Unions with the Best CD Rates

If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in New Jersey. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.

Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a New Jersey credit union you qualify to join. Below are the credit unions in the state that are presently offering the highest rates on CDs.

Credit Unions with the Best 6-Month CD Rates in New Jersey

  • Self Reliance (Nj) Credit Union: 0.85%
  • Atlantic Health Employees Credit Union: 0.76%
  • First Jersey Credit Union: 0.75%

Highest 12-Month CD Rates from New Jersey Credit Unions

  • Self Reliance (Nj) Credit Union: 1.11%
  • Acco Princeton Credit Union: 1.1%
  • First Jersey Credit Union: 1.01%

New Jersey Credit Unions with the Best 24-Month CD Rates

  • Self Reliance (Nj) Credit Union: 1.76%
  • Princeton Credit Union: 1.65%
  • Atlantic Health Employees Credit Union: 1.51%

Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.